Best of

Best invoicing software for international clients

The tools built for domestic agency billing don't always work once your clients are somewhere else. Here's what actually changes.

Invoicing an international client surfaces problems that don't show up billing domestically: geographic restrictions on who can even use the platform, currency-conversion fees eating into what you're paid, and slow wire transfers. HoneyBook is geographically restricted to the US, Canada, UK and Australia. Dubsado works globally but reports a 1-2% conversion fee on international payments. Request Finance is built specifically for crypto-native cross-border payment but has no proposal or client-facing layer. Hanko isn't geographically restricted and offers a stablecoin option that avoids the conversion-fee question entirely.

How we evaluated these

PlatformBest forStarting price
HoneyBookAgencies based in and billing exclusively within the US, Canada, UK or Australia$29-$109/mo (billed yearly)
DubsadoAgencies with international clients who are comfortable with a conversion fee$335/yr Starter, $525/yr Premier
Request FinanceCrypto-native businesses whose international clients already hold stablecoinsFree for freelancers; paid business tiers — confirm current rates
HankoThis is usAgencies wanting a full proposal-to-payment workflow with no geographic restriction$19/mo Starter

Pricing checked September 2026. Hanko and Dubsado figures verified directly from their own pricing pages. HoneyBook figures verified from honeybook.com/pricing. Request Finance figures cross-referenced across independent sources (see /compare/request-finance for full sourcing) — confirm directly before quoting to a prospect. Checked September 2026.

01

HoneyBook

Best for: Agencies based in and billing exclusively within the US, Canada, UK or Australia

Full proposal-to-invoice workflow, but the platform itself is only available to businesses in four countries.

What we like

  • Strong workflow within its supported countries

Where it falls short

  • Not available to businesses outside the US, Canada, UK and Australia — a hard blocker, not a fee
  • No stablecoin or non-bank payment rail

Pricing: $29-$109/mo (billed yearly)

Choose it if: your business and all your clients are inside its four supported countries

Skip it if: you or your clients are anywhere else

02

Dubsado

Best for: Agencies with international clients who are comfortable with a conversion fee

Multi-currency invoicing available globally, with clients paying in their own currency and the business receiving funds in its domestic currency.

What we like

  • Genuinely global — not restricted to specific countries
  • Multi-currency display handled automatically

Where it falls short

  • Reported 1-2% currency-conversion fee on international payments where conversion is required
  • No non-bank payment rail as an alternative to avoid that fee

Pricing: $335/yr Starter, $525/yr Premier

Choose it if: you want global reach and are fine with a conversion fee on cross-border payments

Skip it if: the conversion fee matters at your invoice volume

03

Request Finance

Best for: Crypto-native businesses whose international clients already hold stablecoins

Crypto invoicing and accounts-payable tooling built specifically for cross-border stablecoin payments, with broad chain/token support.

What we like

  • Purpose-built for exactly this cross-border payment problem
  • Free plan for individual freelancer invoicing

Where it falls short

  • No proposals, e-signature, or client-facing portal
  • Only useful if the client is already set up to pay in crypto

Pricing: Free for freelancers; paid business tiers — confirm current rates

Choose it if: your international clients are already crypto-native and you don't need proposals

Skip it if: you need to pitch and contract the client first, or they don't hold crypto

04

Hanko

This is us

Best for: Agencies wanting a full proposal-to-payment workflow with no geographic restriction

Proposals, agreements and recurring invoicing, not restricted to specific countries, with a stablecoin payment option alongside card, ACH and wire.

What we like

  • Not geographically restricted, unlike HoneyBook
  • Stablecoin option avoids the currency-conversion fee that Dubsado and typical bank rails carry
  • Still includes proposals and contracts, unlike Request Finance

Where it falls short

  • Fewer supported chains/tokens than a crypto-native treasury tool like Request Finance
  • Client still needs a crypto wallet to use the stablecoin option specifically — card/ACH/wire remain the fallback

Pricing: $19/mo Starter

Choose it if: you want the full pitch-to-payment workflow without a geographic restriction or conversion fee

Skip it if: your clients are exclusively in HoneyBook's four supported countries and prefer that ecosystem

Verdict

If your business and every client are inside the US, Canada, UK or Australia, HoneyBook's polish is hard to beat. If you're global and fine with a conversion fee, Dubsado works. If your clients are crypto-native and you don't need proposals, Request Finance is purpose-built for that. Hanko is the pick for a full proposal-to-payment workflow with no geographic restriction and no conversion fee on the stablecoin option.

Frequently asked questions

Which invoicing software works for a business outside the US, Canada, UK or Australia?

Dubsado, Request Finance and Hanko all work outside those four countries. HoneyBook does not currently support businesses outside them.

Which of these avoids currency-conversion fees on international payments?

Hanko's stablecoin payment option settles without a currency-conversion fee. Dubsado reports a 1-2% conversion fee on international card/bank payments where currency conversion is required.

Do international clients need a crypto wallet to pay?

Only if they use the stablecoin option specifically. On Hanko, the same invoice also accepts card, ACH and wire for clients who'd rather not use a wallet.

Other "best of" guides

Invoice international clients without a conversion fee

Proposals, agreements and invoicing — not restricted by country, with a stablecoin option.

One account for proposals, agreements, invoices and client payments.

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