Best of
The tools built for domestic agency billing don't always work once your clients are somewhere else. Here's what actually changes.
Invoicing an international client surfaces problems that don't show up billing domestically: geographic restrictions on who can even use the platform, currency-conversion fees eating into what you're paid, and slow wire transfers. HoneyBook is geographically restricted to the US, Canada, UK and Australia. Dubsado works globally but reports a 1-2% conversion fee on international payments. Request Finance is built specifically for crypto-native cross-border payment but has no proposal or client-facing layer. Hanko isn't geographically restricted and offers a stablecoin option that avoids the conversion-fee question entirely.
| Platform | Best for | Starting price |
|---|---|---|
| HoneyBook | Agencies based in and billing exclusively within the US, Canada, UK or Australia | $29-$109/mo (billed yearly) |
| Dubsado | Agencies with international clients who are comfortable with a conversion fee | $335/yr Starter, $525/yr Premier |
| Request Finance | Crypto-native businesses whose international clients already hold stablecoins | Free for freelancers; paid business tiers — confirm current rates |
| HankoThis is us | Agencies wanting a full proposal-to-payment workflow with no geographic restriction | $19/mo Starter |
Pricing checked September 2026. Hanko and Dubsado figures verified directly from their own pricing pages. HoneyBook figures verified from honeybook.com/pricing. Request Finance figures cross-referenced across independent sources (see /compare/request-finance for full sourcing) — confirm directly before quoting to a prospect. Checked September 2026.
Best for: Agencies based in and billing exclusively within the US, Canada, UK or Australia
Full proposal-to-invoice workflow, but the platform itself is only available to businesses in four countries.
What we like
Where it falls short
Pricing: $29-$109/mo (billed yearly)
Choose it if: your business and all your clients are inside its four supported countries
Skip it if: you or your clients are anywhere else
Best for: Agencies with international clients who are comfortable with a conversion fee
Multi-currency invoicing available globally, with clients paying in their own currency and the business receiving funds in its domestic currency.
What we like
Where it falls short
Pricing: $335/yr Starter, $525/yr Premier
Choose it if: you want global reach and are fine with a conversion fee on cross-border payments
Skip it if: the conversion fee matters at your invoice volume
Best for: Crypto-native businesses whose international clients already hold stablecoins
Crypto invoicing and accounts-payable tooling built specifically for cross-border stablecoin payments, with broad chain/token support.
What we like
Where it falls short
Pricing: Free for freelancers; paid business tiers — confirm current rates
Choose it if: your international clients are already crypto-native and you don't need proposals
Skip it if: you need to pitch and contract the client first, or they don't hold crypto
Best for: Agencies wanting a full proposal-to-payment workflow with no geographic restriction
Proposals, agreements and recurring invoicing, not restricted to specific countries, with a stablecoin payment option alongside card, ACH and wire.
What we like
Where it falls short
Pricing: $19/mo Starter
Choose it if: you want the full pitch-to-payment workflow without a geographic restriction or conversion fee
Skip it if: your clients are exclusively in HoneyBook's four supported countries and prefer that ecosystem
If your business and every client are inside the US, Canada, UK or Australia, HoneyBook's polish is hard to beat. If you're global and fine with a conversion fee, Dubsado works. If your clients are crypto-native and you don't need proposals, Request Finance is purpose-built for that. Hanko is the pick for a full proposal-to-payment workflow with no geographic restriction and no conversion fee on the stablecoin option.
Dubsado, Request Finance and Hanko all work outside those four countries. HoneyBook does not currently support businesses outside them.
Hanko's stablecoin payment option settles without a currency-conversion fee. Dubsado reports a 1-2% conversion fee on international card/bank payments where currency conversion is required.
Only if they use the stablecoin option specifically. On Hanko, the same invoice also accepts card, ACH and wire for clients who'd rather not use a wallet.
Proposals, agreements and invoicing — not restricted by country, with a stablecoin option.
Product
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