Best of
A solo freelancer's needs are narrower than an agency's: get a proposal or scope agreed, bill it, and get paid — without per-seat software costs that assume a team.
Most crypto invoicing tools are built for either enterprise accounting teams or businesses that already have a client and just need to bill them. A freelancer typically needs both ends: something to get the work agreed in the first place, and a low-cost or free way to invoice and get paid once it's confirmed. Request Finance and Bitwage both offer free tiers for individual use; Hanko's lowest paid tier includes the proposal and agreement step neither of those provides.
| Platform | Best for | Starting price |
|---|---|---|
| HankoThis is us | Freelancers who want a proposal and contract, not just an invoice | $19/mo (Starter) |
| Request Finance | Freelancers already invoicing and just need to get paid in crypto | Free for individual freelancer invoicing |
| Bitwage | Freelancers paid on a recurring basis by one or more clients | Free tier exists; fees apply per transaction — confirm current rates |
Pricing checked September 2026. Hanko figures from Hanko's own pricing page. Request Finance and Bitwage figures cross-referenced across independent sources as of September 2026 — confirm current fees directly, as exact transaction-fee figures varied across sources at research time.
Best for: Freelancers who want a proposal and contract, not just an invoice
Send a branded proposal, get it e-signed as an agreement, then bill it as an invoice with a stablecoin option alongside card, ACH and wire — all on the same client record.
What we like
Where it falls short
Pricing: $19/mo (Starter)
Choose it if: a client hasn't agreed to the scope yet and you need a proposal, not just an invoice
Skip it if: you only need to bill an already-agreed engagement and want a free tool
Best for: Freelancers already invoicing and just need to get paid in crypto
Issue an invoice and get paid in stablecoins or other crypto directly, with a free plan for individual freelancers and contractors.
What we like
Where it falls short
Pricing: Free for individual freelancer invoicing
Choose it if: you just need to invoice an already-agreed engagement in crypto, for free
Skip it if: you need to get the scope agreed and signed first
Best for: Freelancers paid on a recurring basis by one or more clients
Request payment in your preferred currency — crypto, stablecoins, or local currency — with customizable invoicing, built around global freelancer and contractor payments.
What we like
Where it falls short
Pricing: Free tier exists; fees apply per transaction — confirm current rates
Choose it if: you're paid recurring wages rather than per-project invoices
Skip it if: you need a proposal and contract before billing, or want a flat subscription instead of per-transaction fees
If a client has already agreed to the work, Request Finance's free tier is hard to beat for pure invoicing. If you're paid on a recurring schedule, Bitwage fits that shape. If you still need to send a proposal and get a contract signed before there's anything to bill, Hanko is the only one of the three that starts there.
Request Finance offers a free plan for individual freelancers issuing invoices and getting paid in crypto. Bitwage also has a no-cost business tier. Hanko's plans start at $19/month and include proposals and agreements in addition to invoicing.
Request Finance and Bitwage both start at the invoice — they assume the work is already agreed. Hanko includes a proposal and e-signed agreement step before the invoice, which fits a freelancer who still needs to pitch and get sign-off.
On Hanko, yes — the same invoice accepts card, ACH and wire alongside a stablecoin option. Request Finance and Bitwage are built primarily around crypto-native payment, so confirm fiat fallback options directly with each if that matters to your clients.
Pitch, get it signed, and bill it — with a stablecoin option on the same invoice.
Product
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