Best of
Best stablecoin payment platforms for agencies
An agency's needs differ from a solo freelancer's: team seats, a client portal, retainer billing, and a stablecoin option that doesn't replace the fiat rails most clients still expect.
An agency evaluating stablecoin payment platforms is usually not choosing crypto instead of fiat — it's adding a stablecoin option for specific clients (often international ones) while keeping card, ACH and wire for everyone else. That framing rules out crypto-only treasury tools for most agencies and points toward a platform that treats stablecoins as one payment method inside a broader client-billing workflow.
How we evaluated these
- Team pricing — flat vs. per-seat — at a realistic agency headcount
- Whether fiat payment methods sit alongside the stablecoin option
- Client portal and ongoing retainer billing support
- Accounting-system integration for the finance team
- Proposal/contract features, if the agency wants one workspace
Pricing checked September 2026. Hanko figures from Hanko's own pricing page. Request Finance and Gilded figures cross-referenced across independent sources as of September 2026 — see /compare/request-finance for fuller sourcing detail; confirm current pricing directly before quoting to a prospect.
Hanko
This is usBest for: Agencies wanting proposals, retainer billing and a client portal alongside stablecoin payments
Runs proposals, e-signed agreements, recurring/retainer invoicing, and a client portal, with a stablecoin payment option alongside card, ACH and wire on every invoice.
What we like
- Recurring billing and a client portal are core to the product, not an add-on
- Flat $49/month Pro plan covers up to 5 team members instead of per-seat pricing
- Fiat and stablecoin options live on the same invoice, so adding crypto doesn't mean losing card/ACH clients
Where it falls short
- No accounting-system integrations (QuickBooks, Xero) yet
- Narrower chain/token support than a crypto-native treasury platform
Pricing: $49/mo (Pro, up to 5 team members)
Choose it if: you want proposals, retainer billing and a client portal in the same place as the payment option
Skip it if: your agency needs deep accounting-system sync for high transaction volume
Best for: Agencies with an existing finance stack that just need stablecoin invoicing added
Crypto invoicing and accounts-payable tooling that integrates with QuickBooks, Xero, SAP and NetSuite for teams that already run their finance operations through one of those systems.
What we like
- Strong accounting-system integration for a finance team
- Broad chain/token support if the agency serves crypto-native clients
Where it falls short
- No proposals, contracts, or client-facing portal
- Not built around ongoing retainer billing the way an agency billing tool typically is
Pricing: Free for freelancer use; paid business tiers — confirm current rates
Choose it if: your finance team already runs on QuickBooks/Xero/NetSuite and just needs stablecoin invoicing bolted on
Skip it if: you want proposals and a client portal in the same tool
Gilded
Best for: Agencies whose finance team needs enterprise-grade crypto accounting
Crypto invoicing and recurring billing with transaction-level accounting sync (fair-market-value pricing per payment) into QuickBooks, NetSuite and Xero, plus card/ACH via Stripe.
What we like
- Recurring billing is supported, alongside stablecoin and fiat payment options
- Deep, transaction-level accounting integration
Where it falls short
- No proposal or e-signature layer
- Positioned more for finance/ops teams than for an agency's client-facing pitch-to-payment workflow
Pricing: Free Standard tier; paid tiers reported but not independently confirmed — check gilded.finance
Choose it if: accounting-system depth matters more than a client-facing proposal-to-portal workflow
Skip it if: you want the same tool to handle the pitch, not just the billing
Verdict
Choose Request Finance or Gilded if your agency's finance team already runs through QuickBooks, Xero, SAP or NetSuite and stablecoin invoicing is the only gap to fill. Choose Hanko if you want the stablecoin option to live inside the same workspace as your proposals, contracts, retainer billing and client portal.
Frequently asked questions
Can an agency accept stablecoin payments without giving up card or ACH?
Yes, on Hanko, Request Finance and Gilded — all three support fiat payment methods alongside stablecoin options, so adding crypto doesn't mean losing clients who want to pay conventionally.
Which platform is cheapest for a 5-person agency team?
Hanko's Pro plan is a flat $49/month for up to 5 team members. Request Finance and Gilded's business pricing wasn't consistently confirmable across independent sources at research time — confirm current per-seat or per-transaction costs directly with each.
Does any of these include a client portal?
Hanko includes a client portal (custom domain on the Pro plan) as a core feature. Request Finance and Gilded are focused on invoicing and accounting rather than a client-facing portal.
Other "best of" guides
Add stablecoin payments without losing your fiat clients
Proposals, retainers, invoicing and a client portal — with card, ACH, wire and stablecoin on every invoice.