Put substance behind your reputation
Bring customer context, accepted proposals and signed agreements together. Give a business relationship a record that people can return to and assess.
Explore client portalsTrust, built through business
Build trust with every transaction.
Your work creates a track record. Hanko brings your customer relationships, agreements, invoices and payments together, giving your business the evidence to build credibility and support future access to credit.
Start building your recordExplore the path to credit
Business records today. Partner credit and working capital are next.
The Hanko business record
The story behind the payment
Customer
Who you do business with
Agreement
The scope and terms you signed
Invoice
What is owed and when
Payment
What arrived and what is outstanding
Earn credibility
Give people a reason to trust your business
Trust grows when people can see what you agreed, what you earned and how you operate. Hanko helps you build that evidence into the work you already do.
Show how work becomes revenue
Connect invoices to the work behind them and the payments that follow. Keep receipts, outstanding balances and reconciliation in view as the relationship develops.
Explore reconciliationBuild history as you operate
Pay-ins, payouts, collections and repeat business add context over time. That operating history can give future financing partners more evidence to assess your business.
See the path to creditFrom activity to evidence
Better context for better-informed decisions
Payment histories can help financing partners understand how a business operates. Hanko connects those payments to the work and relationships behind them, bringing more context to future credit assessment.
These are examples of evidence that could support future assessment, rather than a credit score offered by Hanko.
Payment behavior
Invoice due dates and collections can help show how reliably customers pay.
Customer relationships
Repeat business and the spread of customers can help explain revenue continuity and concentration.
Cash movement
Pay-ins and payouts provide context for the timing of cash needs and available funds.
Cross-border context
Fiat and stablecoin records can help make international business activity easier to assess.
The path to credit
Your operating history can open doors
Stablecoin-first businesses and SMEs can be difficult to assess when their records are scattered. We’re building toward financing that takes a fuller view of the business you’ve built.
01 / Build the record
Run your business in Hanko
Keep agreements, invoices, collections and payouts together as part of everyday operations.
02 / Planned partner assessment
Make the business easier to understand
Bring Hanko operating history and relevant onchain activity together for assessment through partner underwriters in the US and EU.
03 / Planned financing access
Support your next stage of growth
The goal is to connect eligible businesses with partner credit and working capital, including financing against receivables.
Where we are today
Partner financing is planned. We’re in the final stages of engagement with underwriters, with service contracts pending signature. Access will depend on eligibility, jurisdiction and partner underwriting.
Questions
Understanding trust and credit
How does Hanko help my business build trust?
Hanko gives your business a consistent record of who you work with, what was agreed, what you invoiced and how you were paid. That evidence helps customers, your team and prospective financing partners understand your operating history.
Can I get credit through Hanko today?
Partner credit and working capital are planned. Engagement with underwriters is in its final stages, with service contracts pending signature. Contact Hanko to discuss your business and current availability. Any future financing will depend on eligibility and partner assessment.
Does a Hanko record guarantee credit approval?
No. An operating record provides evidence for assessment; it is not a credit rating or a guarantee of approval, limits or terms. Financing partners will apply their own checks and underwriting criteria.
Why does the agreement behind a payment matter?
A payment shows that money moved. The customer, agreement and invoice help explain its business purpose, the terms and what remains due. Together, they give a reviewer more context than a transaction alone.
Do all my customers need to pay in stablecoins?
No. Hanko supports fiat and stablecoin payment workflows on supported rails. The aim is to keep the business context understandable across payment methods.
Where can I ask about security and access?
Contact Hanko for vendor reviews, client access questions or current security documentation. The team can help you understand how the product fits your onboarding requirements.
YOUR NEXT CHAPTER
Build the history behind your next opportunity
Run your business in Hanko. Keep the record of your work, relationships and payments together, and build credibility as you grow.