Best of
Most agency invoicing runs on a retainer schedule, not one-off bills — so recurring billing, not just invoice design, is the feature that matters most.
For an agency, invoicing software and recurring-retainer-billing software are really the same evaluation — almost every agency bills at least some clients on a repeating schedule. HoneyBook, Bonsai and Dubsado all support recurring invoicing as a core feature. PandaDoc is the outlier: it collects one-time payments on documents rather than running a recurring billing engine. Hanko matches the recurring-billing group and adds a stablecoin payment option.
| Platform | Best for | Starting price |
|---|---|---|
| HoneyBook | US/CA/UK/AU agencies wanting invoicing bundled with scheduling | $29-$109/mo (billed yearly) |
| Bonsai | Small agencies wanting invoicing bundled with time tracking | ~$19/mo Essentials tier and up (reported) |
| PandaDoc | Teams that only occasionally need to collect a one-time payment on a document | $19/user/mo Essentials, $49/user/mo Business (annual, reported) |
| Dubsado | Agencies wanting invoicing and payment plans on unlimited clients | $335/yr Starter |
| HankoThis is us | Agencies wanting recurring billing with a stablecoin option, no conversion fee | $19/mo Starter |
Pricing checked September 2026. Hanko and Dubsado figures verified directly from their own pricing pages. HoneyBook figures (including fees) verified from honeybook.com/pricing. Bonsai and PandaDoc figures cross-referenced across independent sources — confirm directly before quoting to a prospect. Checked September 2026.
Best for: US/CA/UK/AU agencies wanting invoicing bundled with scheduling
Invoicing with recurring billing, card and ACH payments, and automations on higher tiers.
What we like
Where it falls short
Pricing: $29-$109/mo (billed yearly)
Choose it if: you're in a supported country and bill primarily in USD/CAD/GBP/AUD
Skip it if: you invoice international clients who'd prefer a non-wire option
Best for: Small agencies wanting invoicing bundled with time tracking
Recurring invoicing alongside time tracking, so hours logged can convert directly into a bill.
What we like
Where it falls short
Pricing: ~$19/mo Essentials tier and up (reported)
Choose it if: you bill hourly and want time tracking to feed directly into the invoice
Skip it if: you don't need time tracking and want to avoid per-seat costs
Best for: Teams that only occasionally need to collect a one-time payment on a document
Payment collection via Stripe, PayPal, Square or Authorize.net integrations attached to a document, rather than a dedicated recurring-invoicing engine.
What we like
Where it falls short
Pricing: $19/user/mo Essentials, $49/user/mo Business (annual, reported)
Choose it if: you mostly need one-time payments tied to signed documents, not retainers
Skip it if: most of your billing is recurring retainers
Best for: Agencies wanting invoicing and payment plans on unlimited clients
Invoicing and payment plans included from the Starter tier, with unlimited clients and multi-currency support.
What we like
Where it falls short
Pricing: $335/yr Starter
Choose it if: you invoice a high volume of clients and want unlimited on the entry tier
Skip it if: the currency conversion fee on international payments is a concern
Best for: Agencies wanting recurring billing with a stablecoin option, no conversion fee
Recurring/scheduled invoicing with line items, taxes and discounts, accepting card, ACH, wire and stablecoins on the same invoice, reconciled automatically.
What we like
Where it falls short
Pricing: $19/mo Starter
Choose it if: you want recurring billing plus a payment option that avoids currency-conversion fees
Skip it if: you specifically need time tracking to feed into invoices
Bonsai is strongest if hourly time tracking feeds your invoices. Dubsado handles high client volume well. HoneyBook is polished within its four supported countries. PandaDoc isn't really built for recurring retainer billing. Hanko is the pick for recurring billing with a stablecoin option that sidesteps currency-conversion fees on international invoices.
HoneyBook, Bonsai, Dubsado and Hanko all support recurring/scheduled invoicing as a core feature. PandaDoc is built more around one-time payment collection on individual documents.
Hanko's stablecoin payment option settles without the currency-conversion fee that Dubsado (reported 1-2%) and typical card/wire processing can carry on cross-border payments.
HoneyBook publishes card (2.7%+10¢) and ACH (1.5%) fees. Confirm current processing fees directly with the others, as they weren't consistently published at research time.
Recurring invoicing with card, ACH, wire and stablecoin on the same invoice.
Product
InvoicingProposalsAgreementsClient portalsSolutionsCompareAlternativesBest ofTemplatesPricingProduct updates and the occasional tip, about once a month.