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Free calculator

USDC vs wire transfer calculator

Estimate the cost of collecting a client invoice by card, wire or a stablecoin path. Adjust the fees to match your actual providers.

Card cost

$290.30

Estimated processing cost on this invoice.

Wire cost

$195.00

Estimated fixed bank fee plus currency spread.

Stablecoin cost

$50.00

Directional estimate based on the percentage you entered.

Possible savings

$240

Compare this with your real bank and processor statements before choosing a rail.

How to use the estimate

Enter the invoice amount, then replace the default fee assumptions with your actual card processor, bank wire, FX spread and expected stablecoin/off-ramp costs. The result is a planning estimate, not a quote.

Hanko is useful when the client needs a familiar invoice and you need the payment record, receipt and reconciliation to stay attached to that invoice.