When you pay contractors in the United States, you usually juggle a mix of preferences: some want an ACH transfer or card, others would rather receive a stablecoin like USDC. Hanko lets you handle both from a single workspace, so proposals, agreements, invoices, and payouts all reconcile in one place. Contractors never need a crypto wallet to get paid, and every stablecoin payment is confirmed on-chain before an invoice is marked as paid.
Two ways to pay: fiat or stablecoins
US-based contractors can be paid in the method that suits them. Fiat rails cover the familiar options, while stablecoins settle in minutes on public blockchains. You choose per contractor or per invoice, and Hanko tracks the status of each one.
- Fiat: card, ACH bank transfer, and SEPA-style bank wire for international collaborators
- Stablecoins: USDC, USDT, and DAI on Base, Ethereum, Polygon, Solana, Arbitrum, and Optimism
- ETH, SOL, or BTC where a contractor specifically requests it
- Contractors who prefer traditional banking can always pay or be paid without a wallet
On-chain confirmation, not screenshots
A stablecoin invoice in Hanko is only marked paid when the blockchain actually confirms the transaction. That removes the back-and-forth of 'I already sent it' messages and unverified screenshots. Each recipient automatically receives an email receipt with a link to the transaction on a block explorer, so both sides have a permanent, checkable record.
Batch payouts for a full contractor roster
If you pay several US contractors on the same cycle, batch payouts send everyone in a single on-chain transaction, which is more gas-efficient than sending one at a time. You can clone a previous payout run or a saved template to repeat a monthly cycle without rebuilding it. Every recipient in the batch still gets their own itemized receipt and explorer link.
- Group many recipients into one gas-efficient transaction
- Clone past runs or templates for recurring monthly payouts
- Per-recipient email receipts with explorer links
Off-ramp stablecoins to a US bank account
Receiving in stablecoins does not mean staying in crypto. From the same screen, contractors or your business can off-ramp received stablecoins to a bank account when dollars in a checking account are preferred. This keeps the workflow flexible: settle fast on-chain, then convert to fiat whenever it makes sense.
One workspace for the whole client relationship
Paying contractors is one part of running a business. Hanko keeps proposals, e-signed agreements, branded invoices, and a private client portal alongside your payouts, so onboarding a new US contractor and paying them lives in the same system. One dashboard reconciles fiat and crypto activity together.
Frequently asked questions
How can I pay contractors in the United States with stablecoins?
Create an invoice or a payout in Hanko, choose a stablecoin such as USDC and a supported chain like Base or Ethereum, and send it. The payment is marked complete only after the blockchain confirms it, and the contractor gets an email receipt with an explorer link.
Do US contractors need a crypto wallet to get paid?
No. Contractors can always be paid or pay by card or bank transfer. A wallet is only needed if a contractor specifically wants to receive stablecoins or crypto.
Can I pay US contractors by ACH or bank transfer instead of crypto?
Yes. Hanko supports fiat rails including card and ACH bank transfer, plus SEPA bank wire for international collaborators, so you can mix fiat and stablecoin payments across your roster.
How do I pay many contractors at once?
Use batch payouts to send an entire roster in a single on-chain transaction, which is more gas-efficient than individual transfers. You can clone a previous run or a template to repeat a recurring cycle.
Can received stablecoins be converted to US dollars in a bank account?
Yes. Stablecoins can be off-ramped to a bank account from the same screen, so a contractor or your business can move from stablecoins to fiat without leaving the workflow.
How do I know a contractor payment actually went through?
An invoice is only marked paid when the blockchain confirms the transaction. Every recipient also receives an email receipt containing a link to the payment on a block explorer for independent verification.