When you need to pay contractors in Germany, Hanko lets you settle in traditional fiat or crypto stablecoins from a single workspace. Send a branded invoice, let each contractor choose how they get paid, and reconcile every run in one place. Whether your team is on ACH, a SEPA bank wire, or a stablecoin like USDC, the payment is only marked paid once it actually clears.
Two ways to pay a German contractor
Every contractor is different, so Hanko supports both rails on the same invoice. Your contractor decides whether a card, a SEPA bank transfer, or a stablecoin is easiest for them, and you see the result in one reconciled dashboard.
- Fiat: card, ACH, or a SEPA bank wire in euros
- Stablecoins: USDC, USDT, or DAI on Base, Ethereum, Polygon, Solana, Arbitrum, or Optimism
- Contractors without a crypto wallet can always pay by card or bank
- One invoice, one status view, no chasing screenshots
On-chain confirmation, not 'I sent it'
For stablecoin payments, Hanko marks an invoice paid only when the blockchain confirms the transaction. That removes the back-and-forth of trusting a screenshot and gives both sides a verifiable record. Every recipient also gets an email receipt with a link to the transaction on a block explorer.
- Payment status is tied to on-chain settlement, not a claim
- Each contractor receives an explorer link for their own records
- Clear, auditable trail for your bookkeeping
Off-ramp euros to a German bank account
If you or your contractor receives stablecoins but wants to end up with euros in the bank, Hanko can off-ramp crypto to a bank account from the same screen. There is no separate exchange step or app to juggle. Funds move from stablecoin to fiat and out to the account you choose.
- Convert USDC, USDT, or DAI to fiat without leaving Hanko
- Withdraw to a bank account via SEPA
- Keep the whole flow in one reconciled dashboard
Batch payouts for a team of contractors
Paying several contractors in Germany at once does not need to mean sending payments one by one. Hanko sends batch or mass payouts in a single transaction, which is gas-efficient for stablecoin runs. You can clone a previous run or reuse a template so recurring monthly payments take minutes.
- Mass payouts go out together, not one transfer at a time
- Clone past runs and templates for recurring pay cycles
- Every recipient gets their own email receipt with an explorer link
More than payments in one workspace
Beyond paying people, Hanko keeps the rest of the contractor relationship in the same place. You can send branded proposals, collect e-signed agreements, issue invoices, and give each contractor a private portal to see their history. Everything reconciles back to one dashboard so nothing lives in a separate spreadsheet.
Frequently asked questions
Can I pay contractors in Germany without using crypto?
Yes. Contractors can always be paid in fiat by card, ACH, or a SEPA bank wire. Crypto stablecoins are an option, not a requirement, and no one needs a wallet to get paid.
Which stablecoins and chains can I use to pay German contractors?
Hanko supports USDC, USDT, and DAI across Base, Ethereum, Polygon, Solana, Arbitrum, and Optimism, plus ETH, SOL, or BTC where relevant. Your contractor chooses what works for them.
How do I know a stablecoin payment actually went through?
An invoice is marked paid only when the blockchain confirms the transaction. Both you and the contractor receive an email receipt with a link to view it on a block explorer.
Can a contractor turn stablecoins into euros in their bank?
Yes. Crypto can be off-ramped to a bank account from the same screen, so stablecoins can be converted to fiat and withdrawn via SEPA without a separate exchange.
Can I pay several contractors at the same time?
Batch and mass payouts go out in a single transaction, which is gas-efficient for stablecoin runs. You can also clone past runs and templates for recurring monthly payments.
Do my contractors need a Hanko account?
Contractors receive a branded invoice and a private portal to view their history. They can pay by card, bank, or stablecoin without setting up crypto infrastructure of their own.