What Bonsai includes that Hanko doesn't
Bonsai's entry tier bundles time tracking, task management, and a lightweight CRM before you even reach proposals or invoicing. For a freelancer managing project work and billing from the same tool, that's a real advantage Hanko doesn't try to match — Hanko has no time-tracking or task-management feature.
What Hanko includes that Bonsai doesn't
Hanko adds a stablecoin payment option on invoices, alongside card, ACH and wire, which Bonsai's integrated payment methods (Bonsai Payments, Stripe, PayPal) don't offer natively — a Bonsai user wanting to accept crypto has to add manual, off-platform payment instructions rather than a built-in option. Hanko's Pro plan is also a flat rate for up to 5 team members, where Bonsai prices every tier per user.
Pricing shape: flat vs. per-user
Bonsai's tiers (reported around $9, $19, $29 and $49/month) are priced per user, so a 3-person team roughly triples the monthly cost at whichever tier they're on. Hanko's Pro plan is a flat $49/month covering up to 5 team members — for a small team, that changes which plan is actually cheaper even if Bonsai's entry price looks lower for a single user. Confirm current per-tier pricing directly with Bonsai, since aggregated pricing figures vary slightly across sources.
Client portal access
Bonsai includes a client portal starting on its Premium tier (reported around $29/month per user); Hanko includes it on Pro ($49/month flat, up to 5 seats). For a solo freelancer, Bonsai likely reaches a portal at a lower price point; for a small team, Hanko's flat pricing can close or reverse that gap.
