If you want to know how to pay contractors in stablecoins, the process is closer to sending a normal invoice than to trading crypto. With Hanko you create an invoice, the contractor pays in a stablecoin like USDC on a chain you support, and the invoice is marked paid only once the blockchain confirms it. This guide walks through each step, from setup to receipts and optional off-ramping.
Step 1: Agree on the currency, chain, and amount
Before you pay, confirm which stablecoin and network the contractor wants. Hanko supports USDC, USDT, and DAI across Base, Ethereum, Polygon, Solana, Arbitrum, and Optimism, so you can match the contractor's preference and keep network fees reasonable. Settle the amount in the invoice currency, and note that stablecoins are designed to track a fiat value so the figure stays predictable.
- Pick a stablecoin: USDC, USDT, or DAI
- Pick a supported chain to balance speed and fees
- Confirm the amount before issuing the invoice
Step 2: Create and send the invoice
In Hanko, build a branded invoice for the contractor and send it. You can attach it to the surrounding paperwork, such as a signed agreement, and give the contractor access to their private portal where the invoice and its status live. If this is a recurring engagement, clone a previous invoice or template instead of starting from scratch.
- Send a branded invoice tied to the agreement
- Contractor sees it in their private portal
- Clone templates for repeat invoices
Step 3: The contractor pays on-chain
The contractor pays the invoice in the agreed stablecoin from their wallet. Hanko marks the invoice paid only when the blockchain confirms the transaction, so you are not relying on a screenshot or a promise that funds are on the way. If a contractor would rather not use crypto at all, card and bank options remain available on the same invoice.
- Paid status is driven by on-chain confirmation
- No manual matching of screenshots to invoices
- Fiat fallback (card or bank) is always there
Step 4: Everyone gets a verifiable receipt
Once the payment confirms, each recipient receives an email receipt that includes a block explorer link. That link lets both sides independently verify the transaction, which is useful for bookkeeping and for resolving any questions later. All of this stays visible in one dashboard alongside your other invoices and payouts.
- Email receipt with an explorer link for every payment
- Independent verification for both parties
- One dashboard reconciles every payment
Step 5: Pay many contractors, or off-ramp to a bank
To pay several contractors at once, use a batch payout: Hanko sends the whole run in a single, gas-efficient transaction, and each recipient still gets their own receipt. If you or a contractor prefer to hold dollars, stablecoins can be off-ramped to a bank account from the same screen, so there is no need to jump to a separate exchange.
- Batch payouts go out in one transaction to save on gas
- Clone past runs for recurring pay cycles
- Off-ramp stablecoins to a bank without leaving Hanko
Frequently asked questions
How do I pay a contractor in stablecoins step by step?
Agree on the stablecoin and chain, send a branded invoice from Hanko, and have the contractor pay from their wallet. The invoice is marked paid once the blockchain confirms it, and both sides get an email receipt with an explorer link.
Which stablecoins and chains can I use?
Hanko supports USDC, USDT, and DAI across Base, Ethereum, Polygon, Solana, Arbitrum, and Optimism, plus ETH, SOL, and BTC where relevant. You can match whichever stablecoin and network the contractor prefers.
What if my contractor does not use crypto?
They do not have to. Every Hanko invoice can also be paid by card, ACH, or bank wire, so stablecoins are an option rather than a requirement. You can mix fiat and stablecoin payments across your contractors.
How do I confirm a stablecoin payment actually arrived?
Hanko marks an invoice paid only after the blockchain confirms the transaction, so there is no reliance on screenshots. The receipt includes a block explorer link you can check independently at any time.
Can I pay several contractors in stablecoins at once?
Yes. A batch payout sends the full run in a single, gas-efficient transaction, and each contractor receives their own receipt with an explorer link. You can also clone a previous run for recurring cycles.
Can I convert the stablecoins to regular money afterward?
Yes. Stablecoins can be off-ramped to a bank account from the same screen in Hanko, so a contractor who wants dollars does not need a separate exchange or app to convert.