Hanko lets you accept Optimism payments directly on your invoices, so clients can settle in stablecoins on the fast, low-fee OP Mainnet layer-2 network. You send a branded invoice, the client pays in USDC or USDT on Optimism, and the payment is marked paid only once the blockchain confirms it. Prefer cash in your bank? Off-ramp the received crypto to fiat from the same screen.
Why bill on Optimism
Optimism is an Ethereum layer-2 network built for low transaction costs and quick settlement, which makes it well suited to invoices and recurring billing where fees matter. Because it settles to Ethereum, clients get the security profile of the base chain without paying mainnet gas prices on every payment.
- Low network fees compared with Ethereum mainnet, so small invoices still make sense
- Fast confirmations for a smoother client checkout
- EVM-compatible, so the same wallets and tokens your clients already use work here
Tokens you can accept on Optimism
Hanko supports the stablecoins most businesses actually invoice in, priced against the dollar so your totals stay predictable. You can also accept ETH on Optimism where a client prefers to pay in the native asset.
- USDC and USDT stablecoins for dollar-denominated invoices
- DAI where your client holds it
- ETH on Optimism for native-token payments
Paid means confirmed on-chain
An invoice in Hanko flips to paid only when the Optimism network confirms the transaction, not when a client says they sent it. That removes the guesswork of screenshots and pending transfers. Every recipient and payer gets an email receipt with a block-explorer link so both sides have a permanent, verifiable record.
- No manual 'I paid you' confirmations to chase
- Explorer link on every receipt for independent verification
- One dashboard reconciles Optimism payments alongside card, ACH and wire
Off-ramp Optimism payments to your bank
You do not have to hold crypto to accept it. Once a client pays in stablecoins on Optimism, you can off-ramp the funds to a connected bank account from the same screen, turning an on-chain payment into a normal deposit. That keeps your accounting simple while still giving clients a modern way to pay.
- Convert received stablecoins to fiat without leaving Hanko
- Keep funds on-chain or cash out — your choice per payment
Clients never need a wallet
Optimism payments are an option, not a requirement. Every Hanko invoice also accepts card, ACH and SEPA bank wire, so a client with no crypto wallet can still pay in a couple of clicks. You offer both rails and let each client pick what suits them.
- Card, ACH and SEPA available on every invoice
- Crypto shown as one payment choice, never forced
Frequently asked questions
How do I accept Optimism payments with Hanko?
Create an invoice, enable crypto as a payment option, and share it. Your client chooses to pay in a stablecoin on Optimism, and Hanko marks the invoice paid once the transaction confirms on-chain.
Which tokens can clients use to pay on Optimism?
Clients can pay in USDC, USDT or DAI stablecoins, and ETH on Optimism where they prefer a native-token payment. Stablecoins keep the dollar total on your invoice predictable.
Do my clients need a crypto wallet to pay me?
No. Optimism is optional. Every invoice also accepts card, ACH and SEPA bank wire, so a client without a wallet can pay by traditional methods instead.
When is an Optimism invoice marked as paid?
Only when the Optimism network confirms the transaction. Hanko verifies the payment on-chain rather than relying on a screenshot or a client's word.
Can I move Optimism payments into my bank account?
Yes. You can off-ramp received stablecoins to a connected bank account from the same screen, converting the on-chain payment into a standard fiat deposit.
How does the payer get proof of payment?
Every payment sends an email receipt that includes a block-explorer link, so both you and your client have a verifiable, permanent record of the Optimism transaction.