For freelance developers

Ship the code.
Get paid for it. From any client, anywhere.

Hanko gives freelance developers the back office big studios have, branded proposals and invoices, a consulting agreement that stops scope creep, and payments in fiat or crypto from clients anywhere in the world.

Set up in minutes · One workspace · Get paid in fiat or crypto

2-min tour · Proposal → signed contract → paid invoice

For solo engineers who'd rather ship code than chase invoices

The solo dev tax

You'd rather be writing code, not contracts, invoices, and payment reminders.

You look like a hobbyist

A rate in a DM and a PDF invoice from a generic template don't say 'senior engineer.' Clients haggle, and some never take you seriously.

No contract, endless scope creep

Skip the agreement to 'keep it casual' and the build quietly grows, extra features, 'quick changes,' and unpaid hours you can't push back on.

Chasing payment is your second job

Net-30 turns into net-never. You're sending awkward follow-ups and stalling the next sprint instead of closing tickets.

Getting paid across borders hurts

One client wants to pay in USDC, another in EUR, and your bank skims an FX spread off every international transfer.

How it works

Up and running in three steps

No migration project, no five separate tools. Set it up once and run the whole client relationship from one place.

01

Pitch and lock the scope

Send a branded proposal with your rate and deliverables, then turn the yes into a signed consulting agreement or NDA, so scope and payment terms are clear before kickoff.

02

Invoice and take a deposit

Bill hourly or fixed-fee on a branded invoice, collect a deposit up front, and schedule the rest on milestones or a monthly retainer.

03

Get paid and reconcile

Clients pay by card, bank transfer, or stablecoin from anywhere, and you settle into the currency you want, all reconciled on one ledger.

What you get

Everything the job needs, in one workspace

Invoices & deposits

Invoices that say senior engineer

Fifteen branded designs with your logo and color applied automatically to the hosted payment page and the PDF. Bill hourly or fixed-fee, collect a deposit before you start, and schedule milestones or a monthly retainer.

  • 15 branded invoice designs
  • Deposits up front, then milestones
  • Recurring invoices for retainer clients
Creating a branded invoice with a deposit in Hanko
Contracts

A signed contract before you write a line

Consulting agreements, NDAs and retainers with placeholders and pre-placed signature fields. Lock scope and payment terms so 'quick changes' become billable change requests, not unpaid work.

  • Consulting, NDA & retainer templates
  • Legally-binding e-signatures + audit trail
  • Clear scope so change requests get paid
The Hanko agreement template gallery with consulting and NDA contracts
Global payments

Get paid from any client, anywhere

Clients pay by card, bank transfer (ACH/SEPA), or stablecoins like USDC and USDT across Base, Ethereum, Polygon and Solana. You settle into the currency you want, including a wire to your bank, all reconciled on one ledger.

  • Card, bank transfer, or stablecoin
  • Settle into the currency you hold
  • Crypto and fiat on one ledger
The Hanko dashboard showing fiat and crypto payments reconciled together

Deposits

Collect up front before you start the build

Fiat + crypto

Get paid from clients anywhere

1 workspace

Proposals, contracts & invoices in one place

I send a branded proposal, the client signs the consulting agreement, and I take a 50% deposit before kickoff. When an overseas client wanted to pay in USDC, it landed on the same ledger as my card payments. No more chasing, no scope creep.
Marcus Adeyemi · Freelance Full-Stack Developer, Adeyemi.dev

Questions

Good questions, answered

Yes. Send hourly, fixed-fee or milestone invoices in your brand, collect a deposit up front, and set up recurring invoices for retainer clients.

Everything you need to get paid, without the busywork.

Send your first invoice or contract today.

Set up in minutesOne workspaceFiat or crypto

Want the details first? See pricing

© 2026 Hanko Finance