Crypto-to-bank: off-ramping without leaving your books

Crypto-to-bank: off-ramping without leaving your books

The hardest part of running a crypto-native business isn't getting paid in crypto — it's the moment you need fiat in a bank and suddenly you're in a separate exchange, a separate KYC dashboard, and a separate ledger.

Hanko keeps it in one place. After a quick KYC or KYB through Bridge, you get a real US or EUR virtual account number. Clients who can only send a bank wire pay it like any other invoice, and the incoming funds convert to stablecoins automatically.

Going the other way is just as direct. Off-ramp USDC to a linked bank account via ACH (1–2 business days), Wire (same-day), or SEPA (1 day, in EUR). Fund the exact deposit address from your treasury; the processing fee is 0.5% with a 1 USDC minimum. (We're plain about fees and timing — no "instant, zero-fee" promises.)

Because fiat and crypto live on the same Balances screen, you reconcile once. A USD wire and a stablecoin payout show up on the same ledger, against the same invoices and contacts.

Split rails, one UI — and one set of books.

One account for proposals, agreements, invoices and client payments.

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